Chad Kennedy
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Chad Kennedy Personal Real Estate Corporation

REALTOR® | Associate Broker | Mortgage Professional

Real estate is rarely just about the property. The right decision usually depends on everything happening around it as well.

I have worked in real estate since 2013 and also work in mortgage financing. That lets me look at a transaction as a whole, rather than treating the property, financing and strategy as separate conversations.

My job is not to sell you on a decision. It is to understand what you are trying to accomplish, challenge the plan before the market does, and help you make the right move when the timing makes sense.

Sometimes that means moving quickly. Sometimes we may work through a plan for months or years before anything happens. I work on your timeline, not a manufactured one.

I approach every deal as if the property and money were my own. You will get a clear opinion, a practical plan and pushback when something does not make sense.

[Let’s Talk]

Selling made simpler
Selling resources
Selling process

What I Do

Buying & Selling

Whether you are buying or selling, the first step is understanding what you are actually trying to accomplish.

From there, we look at the market, the property, the timing and the opportunities or problems that could affect the plan.

For sellers, that means positioning the property properly and understanding how buyers are likely to react before we go to market.

For buyers, it means doing the homework, asking the right questions and understanding the deal before you commit to it.

I am not there to convince you to buy or sell. I am there to help you make the best decision with the information in front of us.

Selling made simpler
Selling resources
Selling process

Mortgages & Financing

Real estate and financing affect each other, so I prefer to look at them together.

I assist with purchases, refinances, renewals and pre approvals, along with financing situations where the obvious solution is not necessarily the right one.

A significant part of my mortgage work is with self employed clients and business owners whose income does not always fit neatly into a standard application. That can mean taking a closer look at corporate financials, business income and the different ways lenders assess an incorporated borrower.

My mortgage background becomes particularly useful when financing affects what we can do with the real estate, or when something changes late in a transaction and another option needs to be found quickly.

I have spent years building lender and professional relationships. When something goes sideways, knowing who to call matters.

[Mortgage Services]

Relocation

Relocation has been a regular part of my business for many years. I have helped clients move throughout British Columbia, often coordinating both the real estate and mortgage side of the move.

A relocation works best when the sale, purchase, financing and timing are treated as one plan rather than separate transactions.

More recently, I have also been helping clients relocate between British Columbia and Alberta, supported by a strong team on the Alberta side.

The goal is not to hand you another name and leave you to figure it out. It is to help coordinate the move from beginning to end.

Acreage & Rural Property

I have lived the acreage lifestyle myself, and rural property has been part of my business for years.

Acreage can look simple from the road. It often is not.

The land, servicing, buildings, access, permitted uses, financing and future plans can matter every bit as much as the house itself.

I understand the transaction, but I also understand what it is actually like to own and live on the property afterward.

Court Ordered & Complex Sales

Some files are complicated long before the property ever reaches the market.

I work with lawyers, lenders, families and other professionals on transactions involving court ordered sales, foreclosures, estates and probate, powers of attorney and Public Guardian and Trustee involvement.

These files can involve questions of authority, multiple decision makers, court requirements, reporting, title issues, difficult timelines and circumstances that change as the transaction moves forward.

I am comfortable doing the work behind the scenes, attending court when required, preparing detailed marketing and activity reports, evaluating offers and working through the issues necessary to move the file forward.

Investment & Development

A property can look interesting and still be a bad deal.

For investment and development opportunities, I build pro formas and financial models to test the assumptions, understand the downside and determine what actually needs to happen for the deal to work.

The point is not to make the numbers look good.

It is to understand whether they actually do.

Commercial Real Estate

Commercial real estate is also part of my practice.

I work with clients on commercial purchases, sales and leasing, often where the real estate decision connects directly to an operating business, investment strategy or financing plan.

Those transactions can require a different approach to valuation, due diligence, lease terms, financing and deal structure than residential real estate, and I am comfortable working through that process.

When a file moves into an area that calls for highly specialized legal, tax, environmental or technical expertise, I bring the right people into the conversation rather than pretending one person should know everything.

How I Work

In this business, we wear a lot of hats.

Sometimes I am the agent, sometimes the mortgage professional, sometimes the sounding board, and sometimes the person at the table asking the uncomfortable question before it becomes an expensive problem.

Part of my job is to challenge the plan before the market does.

I am there to help make the deal work, but also to tell you why it might not. If an assumption looks weak, the timing does not make sense, or I see a risk that needs more attention, I will say so.

Good advice is not always agreeing with the client. Sometimes it means pushing back, looking at the downside and making sure we understand what is really on the line before moving forward.

I work on your timeline. That might mean moving quickly, or it might mean talking through a plan for months or years before the right opportunity comes together.

My job is to stay engaged, give you a clear opinion, adapt when circumstances change and make sure the right people and resources are available when it is time to act.

My Clients Are My References

Most of my business has been built through referrals and repeat clients.

I do not chase online reviews. I have past clients who are happy to speak directly with prospective clients about their experience working with me, my performance and how I handled their transaction.

If you would like a real reference, I can make that connection.

Let’s Talk

You do not need to have everything figured out before you call.

Tell me what you are trying to accomplish and we can start there.

Chad Kennedy

REALTOR® | Associate Broker | Mortgage Professional 

Chad Kennedy Personal Real Estate Corporation

Argus Estates (1983) Ltd.

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I look forward to working with you

Helping you have a stress free and relaxing real estate experience.

Let’s Connect

Chad Kennedy 

Personal Real Estate Corporation 
778 840 5608
chad@ckrealestate.ca

Argus Estates (1983) Ltd.
#10 - 825 McBride Boulevard
New Westminster, BC

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